December 2024   Dear Friend,                                                                                            Borrowing rates drop, Home sales rise! A good month of sales in November as Toronto realtors sold 5,875 homes, 40.1% more than... [read more]

November 2024   Dear Friend,   October marked a very significant change to the real estate market in the GTA! The most significant was not only that the number of sales was 44% higher than a year ago, but the number of homes available for sale dropped as more buyers entered the marketplace. These numbers highlight the effect of the drop in borrowing costs, allowing more buyers to qualify and increasing affordability.6,658 homes sold in October (at an average price of... [read more]

Selling your home is not only a big decision financially, but also emotionally. Your home is no longer the bricks, drywall and hardwood floors you fell in love with when you bought it. You have tackled some of life’s many milestones and made memories in the house you now call “home.” Whether you have simply grown out of the house, are choosing to downsize, or are looking for a new location, there are many factors that may influence your decision to sell your house. It is... [read more]

October 2024   Dear Friend,   While it was a decent month for GTA sales (4,996), the big news in September was the positive changes in the mortgage rates and in the lending guidelines. The changes were: · The ability for existing mortgage holders to shop around for the best rate without facing the stress test · Longer amortization periods. · The ability to insure mortgages for purchases over 1 million dollars. These changes, along with the... [read more]

As far as cozy, hearty fall soups go, butternut squash soup will always be the go-to choice in our book. The sweet and slightly earthy flavor that comes from a butternut squash makes it our ideal choice when it comes to whipping up a warming bowl of fall goodness. The added creaminess from the blended potatoes plus the savory herbs make this a welcome addition to any fall dinner, or even your Thanksgiving menu.   Here’s everything you need to know to ace... [read more]